In Hawaii, seldom a week goes by without hearing news of a drowning death. Even experienced swimmers, divers and surfers can be no match for strong ocean currents, undertows and waves. This week a remarkable rescue of a diver who survived the open ocean for 12 hours was a surprising outcome to a nearly fatal mistake. Scott Folsom was Scuba diving, using the boat’s anchor line to keep track of his location in the water. Unfortunately, his underwater exploration led him away from the line and currents carried him even further away.

Golf carts used for practice and in tournaments present a hazard for players and where injuries have been suffered, injured parties have filed lawsuits against golf clubs and other parties. The following are summaries of several appellate court decisions of cases involving the use of golf carts that are helpful to understand the risk of injuries whenever golf carts are utilized.

If your organization chooses to skimp on safety and risk management practices, you likely will see an increased incidence of injuries and worker’s compensation claims. Even if you continue to maintain a comprehensive risk management program and utilize safe practices, insurance fraud may increase in a bad economy as economic motivation leads people with mounting credit card debt and unemployment to be motivated to pad insurance claims or to develop insurance fraud schemes.